Fighting For Fair Compensation After Underinsured/Uninsured Driver Accidents
In the aftermath of an accident, it is not uncommon for a driver to learn the other carries no insurance or too little coverage to pay for damages. Many drivers in this situation will not file claims against their own policies because they fear higher rates, even though they bought full coverage for these exact situations. As a result, they spend thousands of dollars over the years for protection they never use when they need it most.
Led by attorney Trent Devenzio, the legal team at Branick & Devenzio helps Texans in Nederland and across the Beaumont metro who find themselves in this difficult position. As experienced auto insurance lawyers, they have seen firsthand the devastating consequences caused by motor vehicle accidents with underinsured or uninsured drivers. When someone else’s lack of insurance threatens your recovery, knowing how to use your own policy benefits can save you.
Why Underinsured/Uninsured Insurance Coverages Matter For Nederland Drivers
In Texas, about 21% of motorists travel the roads without any insurance coverage. This is one of the largest populations of uninsured drivers in the United States. If an uninsured driver causes your accident, you could face substantial financial hardship without the right coverage on your own policy.
On the other hand, even when other drivers carry insurance, it often falls short of what is needed. Many Texas drivers carry only the minimum required coverage of $30,000 per person for bodily injury. This amount quickly proves inadequate in serious car accidents that cause significant harm.
Without these insurance coverages, a collision with an uninsured or underinsured driver could mean:
- Paying medical bills out of pocket
- Covering vehicle repairs yourself
- Absorbing lost wages during recovery
- Managing long-term care costs without support
Your insurance policy should work for you when you need it most. This is why it is important to understand these coverages in the first place.
The Reality Of Insurance Claims In Nederland
When the at-fault driver has minimal or no insurance to cover your damages, the path forward often feels unclear. When you face these coverage gaps, Trent can offer clear solutions to help you through. Their approach includes:
- Complete review of your policy: Many policies have benefits that insurance companies do not readily point out. An experienced lawyer can help you identify all available coverage options that apply to your situation.
- Strategic communication: The firm talks to insurance companies for you, preventing adjusters from twisting your statements and paying you less.
- Claim documentation: The team builds strong evidence that shows all your damages, making it harder for insurers to deny your claim.
- Settlement negotiation: Equipped with their knowledge of local insurance practices in Texas, their goal is to secure the compensation you deserve without going to court.
- Preparation for litigation: When talks in insurance disputes break down, they stand ready to take your case to court.
Attorney Trent looks after every insurance claim himself. Unlike big law firms, where your case is passed through many lawyers, he watches over your case personally. Instead of fighting the insurance company by yourself, he takes on that battle for you.
Fight For Fair Compensation After An Accident With An Underinsured/Uninsured Driver
The road to recovery should focus on your health, not paperwork and phone calls with adjusters. Call 409-403-1370 or complete this online form to schedule your first consultation with attorney Devenzio today.